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The driver had no insurance
You may still be covered, through your own policy.
Uninsured motorist (UM) coverage
UM coverage on your own auto policy can pay when the at-fault driver has no insurance or not enough. In Georgia, UM is offered with auto policies and is often included unless it was rejected in writing.
Where else to look
- UM on policies of relatives who live with you
- MedPay, if you have it
- An employer, if the driver was working
Find your declarations page. It shows your UM limits. If you can’t find it, we can request it.
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